Payment Methods in Kyoto: How common are cash, credit cards, and mobile payments? Is it necessary to carry enough Japanese Yen in cash, especially for small shops, temples, and markets?

Popularity of Cash, Credit Cards, and Mobile Payments

• Cash: In Kyoto, cash remains the most prevalent payment method, especially at small shops, traditional restaurants, and local markets. Many Japanese people are accustomed to using cash, so it's advisable for tourists to carry some yen.
• Credit Cards: Credit cards (such as Visa, Mastercard) are widely accepted in large department stores, hotels, chain restaurants, and tourist attractions. Acceptance is high, but may be limited at smaller establishments in non-touristy areas.
• Mobile Payments: Mobile payments (such as PayPay, Line Pay, Suica electronic payments) have grown rapidly in recent years, particularly popular at convenience stores, chain shops, and among younger people. However, overall acceptance is not as widespread as cash or credit cards, and some small shops may not support them.

Is Cash Necessary at Small Shops, Temples, or Markets?

• Small Shops: Usually necessary. Many small shops (like family-run restaurants, independent grocery stores) may not accept credit cards or mobile payments; preparing cash in advance is recommended.
• Temples: Admission fees, amulets, or donations mostly only accept cash. Some large temples may have credit card machines, but cash is a more reliable option.
• Markets: Almost always necessary. Market stalls (like those at Nishiki Market or festival stalls) are mostly small vendors with simple setups and rarely support other payment methods. Carrying cash is key to avoiding inconvenience.