Finance and Investment

You can imagine the entire financial system as an incredibly complex Jenga tower built with blocks. What is the meaning of "systemic risk"? When playing Jenga, if you pull out one block, the tower usu...

Let me put it this way: you can imagine the entire economy as a human body, and the banking system is its "cardiovascular system," responsible for delivering money (the "blood") to all the places that...

Certainly, that's an excellent question. In short, the answer is: Yes, panic is not only a part of financial crises but also their catalyst and amplifier.

Let's put it this way: you can imagine a financial crisis as a massive fire, and the "bubble" is like the firewood and waste paper piled up at the scene before the fire, drenched in gasoline.

Okay, let's talk about financial crises. Don't be intimidated by the word "financial"; its principles are actually quite similar to many things in our daily lives.

Hi sister, seeing your question, you must be very anxious right now. Don't worry too much, let's take this step by step. The first trimester (first three months) is indeed a critical period for the ba...

Okay, no problem. Let's talk about this in plain language. Mumps Meningitis: When the "Big Mouth" Virus Takes a Wrong Turn Hello! I see you're asking about this, and it's indeed a situation that need...

Hello, that's an excellent question. Everyone is discussing AI right now, but it's not enough to just see its powerful side; the challenges it brings are equally immense.

Hey there! That's a great question. When people first start using NISA, this is a common concern – the fear of accidentally exceeding the investment limit.

Okay, no problem. Many people have questions about NISA account transfers, let me clarify it for you. Of course, you can change brokers for your NISA account! But there are a few "traps" you need to ...

Okay, let me clarify the issue of asset inheritance within NISA accounts for you. Can assets in a NISA account be inherited? Let's start with the conclusion: Yes, assets can be inherited, but there a...

Okay, regarding the difference between periodic investment and lump-sum investment in a NISA account, I'll break it down for you in simple terms.

Here's the English translation: Hi, when it comes to NISA, everyone knows its biggest benefit is "investment gains are tax-free." But there's no free lunch; it also has some "pitfalls" or points that ...

好的，关于离开日本时如何处理NISA账户的问题，我来根据我的理解和经验给你梳理一下。这确实是很多朋友关心的话题。 What Happens to My NISA Account When I Leave Japan? Hey there! Don't worry, this is a common question.

好的，关于旧NISA转新NISA的问题，我来给你梳理一下，尽量说得简单易懂。 Key Takeaway: You don't need to do anything; your New NISA account will open automatically. First and foremost: You do not need to complete any "conversion" proc...

Hi there! You want to know about NISA? You've come to the right place. It's actually much simpler than it seems. When I first opened my account, I spent ages researching it, so now I'll share my exper...

Hello! Regarding whether the investment limit in a NISA account can be reused after selling stocks, it depends on the specific NISA scheme you are using: the "Old NISA" or the "New NISA" introduced in...

Hello! The NISA holding period and what happens after its expiry are indeed common concerns, especially with the significant rule changes introduced by the new NISA in 2024.

Hello! Deciding whether to open your NISA account with a securities firm or a bank is indeed a common dilemma for many beginners. Don't worry, it's not as complicated as it seems.

Hello! To understand what you can buy with NISA, it's easier to imagine it as a tax-exempt "shopping basket" for your investments. The new NISA, which started in 2024, divides this large basket into t...